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Refused Credit?

CONCERNED ABOUT GETTING FINANCE

Hendy Car Store have access to a range of lenders who specialise in helping customers who may have historic credit problems; we can create a bespoke credit option based upon your own individual credit profile offering the terms that best suit you as an individual and importantly, loans are not secured on your property. See video below.

Finance from Hendy Car Store

  • Hendy Car Store have access to a range of lenders who specialise in helping customers who may have historic credit problems
  • We can create a bespoke credit option based upon your own individual credit profile offering the terms that best suit you as an individual
  • Loans are not secured on your property

Am I eligible to apply?

Anyone can apply for car finance - Provided that:-

  • You are 18 years of age or over
  • Hold a valid UK provisional or full license
  • Have been a resident on the UK for over 3 years
  • Are currently in employment and earning in excess of £850 per-month after tax

Credit rating explained:

Lenders tend to judge your finance application based upon 2 key factors:

  • How you have paid credit in the past (IE, your credit history)
  • Your overall current "Profile" (IE, how long you have been at your current address, length of time in your current job, etc.)

Lenders will then combine these two elements to create an overall "Credit score" or "Credit rating" for you as a potential customer
Every lender has their own opinion of what a suitable "Credit score" should be, so if you are rejected by one lender this does not necessarily mean that you will be rejected by another
Hendy Car Store is able to accommodate most credit statuses.

27.9% APR Representative

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